Flex-Deduct is an important tool in your "Save Money Toolkit".

At Flex-Deduct we strive to lower your automobile insurance premium using higher deductible discounts coupled with assuring flexible deductible payments.

“We’re the Ride-Now-Pay-Later (RNPL) for automobile deductibles”


Keep your existing insurance! You chose your coverage!

Flex-Pay's Deductible Assurance saves you money on the exact coverage you want from the insurance company of your choice!

Nearly 6 in 10 Americans don't have enough savings to cover a $500 or $1,000 unplanned expense, according to a new report from Bankrate.

An Automobile Deductible Constitues an Unplanned Expense.

60% of Americans are Unprepared for an Unplanned Expense

Who Should Enroll In Flex-Deduct's Deductible Assurance?

Everyone! Flex-Deduct offers the freedom to keep your existing coverage with the insurance company of your choice while saving you money with our Deductile Assurance.

Who is eligible for Flex-Deduct's Deductible Assurance?

Anyone who is eligible for Auto Insurance is eligible for Deductible Assurance. Flex-Pay is not an insurance company, we simply save you money on the insurance policy of your choice.

Free Quote, Guaranteed Approval

Your quote will include multiple subscriptoin options even how your subscription can be free through our referral program. Saving you even MORE money.

Get a Quote

Save Hundreds a Year

Example: If you have a $250 deductible on your Auto Insurance, you can save approximately $88 a month ($1,056 a year) by raising your deductible to $1,000.

With Flex-Deduct if you have an accident, you only have to pay $200 of your deductible immediately. The remainder is paid in Four (4) monthly payments.

Savings Calculator

Family Plans

Flex-Deduct has a family plan that enables you to add family members and recieve group discounts.

Family Plans

Referral Program

Flex-Deduct offers a very generous Referral Program that enables you to increase your savings even more by simply referring Flex-Deduct to friends.

Referral Program
Saving Examples

You (+ Family) Can Save


$ 8.00/mo

  • 1 Policy
  • Original Premium $182 Mo with $250 Deductible
  • New Premium $89 Mo with $1,000 Deductible
  • $93 Savings Less $8 = $85 Savings ($1,020 Yr)

Family Plans

$ 6/mo Each

  • 3 to 6 Policies
  • 25% OFF
  • Families CAN Have Seperate Residences
  • Parents
  • Children
  • Grand Parents
  • Aunts/Uncles
  • Any Combination Group From 3 To 6 Policies
  • Combined Savings $1,000s on Average
  • YES! Each Subscription Can Be Billed Seperately


$ 6.4/mo Each

  • 2 Policies
  • 20% OFF
  • Couples CAN Have Seperate Residences
  • Married
  • Engaged
  • Dating
  • Double Savings Might Be $1,000s
  • YES! Each Subscription Can Be Billed Seperately

Any Questions? Answered

It really is that simple! But we understand people do have questions sometimes. We'll try to answer the most common here.

NO - But you are required to have insurance and must provide proof of insurance to Subscribe to Flex-Deduct. This is NOT A REPLACEMENT for Automobile Insurance.

What our Customers Say

Being involved in a auto accident can be a tramatic experience. Flex-Deduct strives to make the processing of your deductible process as quick and stress-free as possible.

We work FOR our customers.

We welcome your feedback on what we did well and suggestions if you identify something that we could have done better.

“My Father suggested this service. I saved $120 a month by simply raising my deductible!"


David Baldwin

Our Team

Meet The Team

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Greg Aube, Esq.
General Counsel
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Byron Baldwin
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Larry Smith

Let’s talk about
Love to hear from you!

Our Location

Ponte Vera, Florida

How Can We Help?



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